Resumen

HERRERA REYES, Lesdaniel. Application of Automated Machine Learning in electronic payments. RCCI [online]. 2025, vol.19, n.2  Epub 25-Sep-2025. ISSN 2227-1899.

The rise of electronic payments and their development through payment gateways pose a challenge for decision-making aimed at mitigating anomalies and promoting payments for services. This rapid expansion has led to increased use of machine learning models, something that requires expert personnel in the area and the ability to use the appropriate model in the appropriate situation. One solution to this is AutoML, this area of machine learning has been monopolized by large e-commerce companies, which have taken the lead in development, making its application in developing countries a real economic challenge. This article shows the benefits of this tool in national systems, as well as different contexts for its application. In addition, a web service is presented that integrates an AutoML tool for its application in electronic payments.

Palabras clave : payment gateways; machine learning; AutoML; web service.

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