Resumo

CAPOTE PEREZ, Raysa; DIAZ SILVA, Amalia; TORRES PAEZ, Carlos Cesar  e  GIL GUERRA, Annelise Paula. Microcredit program as an alternative source of financing for local development. Coodes [online]. 2021, vol.9, n.2, pp.526-554.  Epub 30-Ago-2021. ISSN 2310-340X.

The main objective of this article is to propose a microcredit program to stimulate Local Economic Development projects. This definition is based on the preponderant role of local development in Cuba, which has become a public policy of strategic importance as a complement to the National Economic and Social Development Plan until 2030, as well as a central and articulating axis of the public agendas of governments at the municipal and provincial levels. However, there is evidence of financial limitations to implement development project ideas in the state and non-state sector, as a consequence, among other factors, of the limited offers of financial mechanisms that stimulate entrepreneurs to put their business ideas into operation. The methods used in the research were: historical-logical, systemic and modeling to determine the trends in the management of microcredits in terms of local development and to support the proposed procedure for the allocation of microcredits to finance local economic development projects. The proposed microcredit program represents a support tool to solve the scientific problem stated in this research. The procedure has a set of suggestions that will facilitate its application, which are variable according to the criteria of the local actors.

Palavras-chave : local development; financing; microcredit.

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