Resumen

FERNANDEZ LORENZO, Angie  y  GALARZA TORRES, Sandra Patricia. Cooperativism in Ecuador: current events and prospects. Coodes [online]. 2023, vol.11, n.3  Epub 30-Dic-2023. ISSN 2310-340X.

Cooperativism as a socioeconomic model, with its organizations, increasingly has the potential to influence the needs of communities, especially in the Latin American region. In Ecuador, the presence of cooperatives in the savings and credit sector is notorious from the economic and financial point of view, however, the evidence that the social component is not handled at the same level, based on previous studies, constitutes the main background for the development of this work that shows an analytical and systemic reflection on the matter. An analysis of the situation of the national cooperative sector was carried out to reinforce the role of cooperatives as socioeconomic enterprises with extraordinary capacities to achieve the change to which families, communities and the nation aspire. The research developed is of a theoretical and analytical nature. A systemic analysis was obtained with certain recommendations in relation to overcoming the problems present in Ecuadorian savings and credit cooperatives, with a view to integrally managing the social and economic components, a fundamental premise for achieving the results expected from their activity at the local and national level.

Palabras clave : cooperativism; cooperative enterprises; financial sector; economic development; social development; Ecuador.

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