<?xml version="1.0" encoding="ISO-8859-1"?><article xmlns:mml="http://www.w3.org/1998/Math/MathML" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance">
<front>
<journal-meta>
<journal-id>1990-8644</journal-id>
<journal-title><![CDATA[Conrado]]></journal-title>
<abbrev-journal-title><![CDATA[Conrado]]></abbrev-journal-title>
<issn>1990-8644</issn>
<publisher>
<publisher-name><![CDATA[Editorial Universo Sur]]></publisher-name>
</publisher>
</journal-meta>
<article-meta>
<article-id>S1990-86442023000200366</article-id>
<title-group>
<article-title xml:lang="es"><![CDATA[El modelo educativo y su praxis en el estudio del crédito productivo y crecimiento económico]]></article-title>
<article-title xml:lang="en"><![CDATA[The educational model and its praxis in the study of productive credit and economic growth.]]></article-title>
</title-group>
<contrib-group>
<contrib contrib-type="author">
<name>
<surname><![CDATA[Urdaneta Montiel]]></surname>
<given-names><![CDATA[Armando José]]></given-names>
</name>
<xref ref-type="aff" rid="Aff"/>
</contrib>
<contrib contrib-type="author">
<name>
<surname><![CDATA[Borgucci García]]></surname>
<given-names><![CDATA[Emmanuel Vitorio]]></given-names>
</name>
<xref ref-type="aff" rid="Aff"/>
</contrib>
<contrib contrib-type="author">
<name>
<surname><![CDATA[Mejía Flores]]></surname>
<given-names><![CDATA[Omar Gabriel]]></given-names>
</name>
<xref ref-type="aff" rid="Aff"/>
</contrib>
<contrib contrib-type="author">
<name>
<surname><![CDATA[Córdova Herrera]]></surname>
<given-names><![CDATA[Carlos Vicente]]></given-names>
</name>
<xref ref-type="aff" rid="Aff"/>
</contrib>
</contrib-group>
<aff id="Af1">
<institution><![CDATA[,Universidad Metropolitana del Ecuador  ]]></institution>
<addr-line><![CDATA[ Machala]]></addr-line>
<country>Ecuador</country>
</aff>
<aff id="Af2">
<institution><![CDATA[,Universidad del Zulia  ]]></institution>
<addr-line><![CDATA[ Maracaibo]]></addr-line>
<country>Venezuela</country>
</aff>
<aff id="Af3">
<institution><![CDATA[,Investigador E-IDEA OMWIN S.A.  ]]></institution>
<addr-line><![CDATA[ Guayaquil]]></addr-line>
<country>Ecuador</country>
</aff>
<aff id="Af4">
<institution><![CDATA[,Universidad de Guayaquil  ]]></institution>
<addr-line><![CDATA[ Guayaquil]]></addr-line>
<country>Ecuador</country>
</aff>
<pub-date pub-type="pub">
<day>00</day>
<month>04</month>
<year>2023</year>
</pub-date>
<pub-date pub-type="epub">
<day>00</day>
<month>04</month>
<year>2023</year>
</pub-date>
<volume>19</volume>
<numero>91</numero>
<fpage>366</fpage>
<lpage>371</lpage>
<copyright-statement/>
<copyright-year/>
<self-uri xlink:href="http://scielo.sld.cu/scielo.php?script=sci_arttext&amp;pid=S1990-86442023000200366&amp;lng=en&amp;nrm=iso"></self-uri><self-uri xlink:href="http://scielo.sld.cu/scielo.php?script=sci_abstract&amp;pid=S1990-86442023000200366&amp;lng=en&amp;nrm=iso"></self-uri><self-uri xlink:href="http://scielo.sld.cu/scielo.php?script=sci_pdf&amp;pid=S1990-86442023000200366&amp;lng=en&amp;nrm=iso"></self-uri><abstract abstract-type="short" xml:lang="es"><p><![CDATA[RESUMEN La educación superior en Ecuador aboga por la optimización y calidad de los procesos formativos que satisfagan las demandas educativas de la población. En las actualizaciones del Plan Estratégico de Desarrollo Institucional (PEDI) 2014-2020 de la Universidad Metropolitana del Ecuador (UMET), resalta, el perfeccionamiento del modelo educativo y pedagógico y el marco legal de sus procesos sustantivos. Es objetivo de este estudio, analizar los fundamentos básicos del modelo educativo, para fortalecer el proceso de enseñanza aprendizaje con énfasis en las habilidades para resolver problemas con innovaciones educativas. La metodología es descriptiva con enfoque mixto. Se expone y justifica la presentación de un trabajo investigativo para la orientación del caso de estudio, como salida del Proyecto investigativo: Mecanismo de promoción y acceso al financiamiento, desarrollado por la Banca Ecuatoriana para el financiamiento de las PYMES en la provincia El Oro. Participaron 28 estudiantes matriculados en la asignatura Economía general durante 2022, agrupados en equipos. Se sintetizan los componentes del modelo educativo articulados con contenidos de la asignatura y la vinculación con la sociedad. Se justifica la necesidad del conocimiento de relaciones de causalidad entre el crédito productivo per cápita y sus agregados macroeconómicos para el fortalecimiento del sistema financiero del Ecuador.]]></p></abstract>
<abstract abstract-type="short" xml:lang="en"><p><![CDATA[ABSTRACT Higher education in Ecuador advocates the optimization and quality of training processes that meet the educational demands of the population. In the updates of the Strategic Plan for Institutional Development (PEDI) 2014-2020 of the Metropolitan University of Ecuador (UMET), the improvement of the educational and pedagogical model and the legal framework of its substantive processes stand out. The objective of this study is to analyze the basic foundations of the educational model, to strengthen the teaching-learning process with emphasis on problem-solving skills with educational innovations. The methodology is descriptive with a mixed approach. The presentation of an investigative work for the orientation of the case study is exposed and justified, as an output of the Investigative Project: Mechanism of promotion and access to financing, developed by the Ecuadorian Bank for the financing of SMEs in the El Oro province. 28 students enrolled in the General Economics subject during 2022, grouped into teams. The components of the educational model articulated with the contents of the subject and the relationship with society are synthesized. The need for knowledge of causal relationships between productive credit per capita and its macroeconomic aggregates is justified for the strengthening of the financial system of Ecuador.]]></p></abstract>
<kwd-group>
<kwd lng="es"><![CDATA[Modelo educativo]]></kwd>
<kwd lng="es"><![CDATA[Innovación educativa]]></kwd>
<kwd lng="es"><![CDATA[Crédito productivo]]></kwd>
<kwd lng="es"><![CDATA[Agregados macroeconómicos]]></kwd>
<kwd lng="en"><![CDATA[Educational model]]></kwd>
<kwd lng="en"><![CDATA[Educational innovation]]></kwd>
<kwd lng="en"><![CDATA[Productive credit]]></kwd>
<kwd lng="en"><![CDATA[Macroeconomic aggregates]]></kwd>
</kwd-group>
</article-meta>
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